Some estimate that automotive rear-enders cause about three million cervical injuries (a.k.a. "whiplash" injuries) in the U.S. each year. The injuries are real. According to the Insurance Research Council, the average payout for these injuries, which includes medical costs, lost wages, and pain and suffering, is around $8,000. Do the math. The potential cost of

Proposition 213 became law in 1996.  That law says that an uninsured driver who is injured in an auto accident  may not recover certain damages due her, even though the accident was entirely the fault of the other driver.  The damages the innocent driver is prohibited from collecting are her non-economic damages, which include pain